For the past eight decades, healthcare has been an industry largely dominated by insurance companies as consumers. This phenomenon was the result of a federal wage freeze that occurred during World War II. In order to attract laborers without the ability to offer higher…

Conventional wisdom states that “government must intervene in the economy to bring about improved working conditions.” However, if we examine how the free market naturally promotes continued improvement in safety standards and comfort in the workplace, independent of legislation or government organizations, we are…